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Welcome to New Jersey medical and health insurance information. We're here to assist you in your search for better or first time health insurance. If your already covered check with us to see if we can provide you with better coverage and lower rates. Our services are free and with 'no obligation' to buy anything. View the section on New Jersey HealthFacts before you begin. Know your health options and coverage well, your good health is important to not only you but your loved ones as well.

New Jersey Health Insurance is offered on an individual, family or group basis. With individual and family plans one must qualify in NJ by the quality of their health. With a Group plan (in New Jersey) you must qualify by insuring a certain percentage of employees, usually 75% and the employer also is forced to pay a minimum 50% of the employees premium. The quality of health for a group plan is secondary. NJ group health insurance is to be issued by law regardless of health conditions.

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Health Care Decision Counseling Services, sometimes provided by NJ insurance companies or NJ employers, that help individuals weigh the benefits, risks and costs of medical tests and treatments. Unlike New Jersey case management, New Jersey health care decision counseling is non-judgmental. Check multiple insurance quotes and know important insurance terms The goal of health care decision counseling is to help individuals make more informed choices about their health and medical care needs, and to help them make decisions that are right for the individual's unique set of circumstances.

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